Thanks to all for supporting the launch of my Money Smart on-line personal finance courses. Although we’ve been able to help quite a few people, I’ve decided to go all out and from now on have all of the courses be 100% free.
If you haven’t already done so, please go to the website, http://moneysmartonline.com/ and check them out when you have time. Also, please tell everyone about them. You’ll be doing them a big favor if you do.
You almost never have anyone advising you about personal money management without a vested interest and I don’t have any. Wouldn’t manage your money if you begged me to. Been there and done that.
Provided below is a brief explanation as to why these courses are so critically important for most people.
It’s time for a Real Education in Personal Money Management.. time to make your money work for You!
I’m gonna start with a question. What did you ever learn in school about personal money management that you were able to use in your life? Spending, saving investing and such.. Nothing, right? If that’s your answer, you’re far from alone. I’ve asked that question of hundreds of people and always the same answer. Nothing.
It was the same for me. Graduated from a top 20 university, major in economics, minor in business, and yet everything I learned I learned the hard way, from trial and error in the real world.. 78 years of it. I’ve got the scars to show for it and, thankfully, the success.
For most people, however, not having a real life understanding of personal money management has been nothing short of disastrous. Look at the results..
- 2 people in 3 over 50 today cannot, will not, be able to retire.. 667,000 out of every 1 million people! What are they gonna do? Work at Walmart till they drop? Live in their kid’s basement?
- Most Americans are now living paycheck to paycheck! 7 in 10 don’t even have $1000 in the bank! Think of the stress whenever something happens, and it always does… a car repair, a medical bill, God forbid a job loss!
- Money is now the #1 cause of unhappiness in our society today.. the #1 cause of divorce!
And how about the stress. How often does money create a lot of stress in our lives?
If some of this applies to you, if you’re like most people, concerned about your future, not getting what you’ve worked for, what you deserve, you’re far from alone.
So why has this happened? The answer’s simple. It’s what I said at the start, that nobody ever gave you a real world education regarding money. Nobody ever told you what to do and how to do it.
But what about the internet? It can be such an amazing source of information on things. But when I went there I was stunned. It’s just so incredibly difficult to find out.. to piece together.. what to do. And who can you trust?
The truth is that we’re constantly being hit with waves and waves of self-serving, damaging advice, and non-stop, sophisticated marketing trying to get you to spend and invest your hard-earned money in a way that’s best for them.. not what’s best for you.
The good news is that solving this huge and extremely damaging problem is actually a fairly easy thing to do. As I said, the biggest problem is that nobody ever told you what to do.
I’ve been watching this happen for over 30 years now, watching it getting worse and worse. Finally, I couldn’t just watch anymore. I’ve had and have a great life.. a great marriage, great health and all the money I need, I so I decided to help.. to give back in thanks for all that I’ve been given.
For four years, from 2008 to 2012, I spent half of my time, and a lot of money to build a public service project to try to help everyone. I wrote a book, Money$mart, that was voted best personal finance book of the year in 2011.. been a guest on radio shows and such.
I was able to help thousands of people. But it was thousands, when it should’ve been millions. What I came to realize was that people needed to be able to sit down, face to face, and get a clear, thorough explanation of what to do.
So that’s what I decided to build. It’s a program of 7 on-line video courses. 7 subjects. The videos run about 35 to 45 minutes each, include all of the supporting tools and notes you’ll ever need, and are 100% free.. no catches whatsoever. Nothing more is needed except for you to go out and do it.
When you do, I’m confident it will turn out to be one of the best things you’ve ever done in your life.