financial freedom

Thanks to all for supporting the launch of my Money Smart on-line personal finance courses. Although we’ve been able to help quite a few people, I’ve decided to go all out and from now on have all of the courses be 100% free.

If you haven’t already done so, please go to the website,  http://moneysmartonline.com/  and check them out when you have time. Also, please tell everyone about them. You’ll be doing them a big favor if you do.

You almost never have anyone advising you about personal money management without a vested interest and I don’t have any. Wouldn’t manage your money if you begged me to. Been there and done that.

Provided below is a brief explanation as to why these courses are so critically important for most people.

It’s time for a Real Education in Personal Money Management..   time to make your money work for You!

I’m gonna start with a question. What did you ever learn in school about personal money management that you were able to use in your life? Spending, saving investing and such.. Nothing, right? If that’s your answer, you’re far from alone. I’ve asked that question of hundreds of people and always the same answer. Nothing.

It was the same for me. Graduated from a top 20 university, major in economics, minor in business, and yet everything I learned I learned the hard way, from trial and error in the real world.. 78 years of it. I’ve got the scars to show for it and, thankfully, the success.

For most people, however, not having a real life understanding of personal money management has been nothing short of disastrous. Look at the results..

• 2 people in 3 over 50 today cannot, will not, be able to retire.. 667,000 out of every 1 million people! What are they gonna do? Work at Walmart till they drop? Live in their kid’s basement?
• Most Americans are now living paycheck to paycheck! 7 in 10 don’t even have $1000 in the bank! Think of the stress whenever something happens, and it always does… a car repair, a medical bill, God forbid a job loss!
• Money is now the #1 cause of unhappiness in our society today.. the #1 cause of divorce!

And how about the stress. How often does money create a lot of stress in our lives?

If some of this applies to you, if you’re like most people, concerned about your future, not getting what you’ve worked for, what you deserve, you’re far from alone.

So why has this happened? The answer’s simple. It’s what I said at the start, that nobody ever gave you a real world education regarding money. Nobody ever told you what to do and how to do it.

But what about the internet? It can be such an amazing source of information on things. But when I went there I was stunned. It’s just so incredibly difficult to find out.. to piece together.. what to do. And who can you trust?

The truth is that we’re constantly being hit with waves and waves of self-serving, damaging advice, and non-stop, sophisticated marketing trying to get you to spend and invest your hard-earned money in a way that’s best for them.. not what’s best for you.

The good news is that solving this huge and extremely damaging problem is actually a fairly easy thing to do.  As I said, the biggest problem is that nobody ever told you what to do.

I’ve been watching this happen for over 30 years now, watching it getting worse and worse. Finally, I couldn’t just watch anymore. I’ve had and have a great life.. a great marriage, great health and all the money I need, I so I decided to help.. to give back in thanks for all that I’ve been given.

For four years, from 2008 to 2012, I spent half of my time, and a lot of money to build a public service project to try to help everyone. I wrote a book, Money$mart, that was voted best personal finance book of the year in 2011.. been a guest on radio shows and such.

I was able to help thousands of people. But it was thousands, when it should’ve been millions. What I came to realize was that people needed to be able to sit down, face to face, and get a clear, thorough explanation of what to do.

So that’s what I decided to build. It’s a program of 7 on-line video courses. 7 subjects. The videos run about 35 to 45 minutes each, include all of the supporting tools and notes you’ll ever need, and are 100% free.. no catches whatsoever. Nothing more is needed except for you to go out and do it.

When you do, I’m confident it will turn out to be one of the best things you’ve ever done in your life.

Your goal should never be a successful life. Your goal should be a happy and successful life. There is no real success if you’re not happy. Happiness is not an option. It is a requirement.

I really hope you’re both happy and successful. But if you’re not, you’re far from alone, because most of the people in this country today feel they have neither a successful life nor a happy one. We’ve reached a point where only 33% of Americans are happy.

We have this amazing country, the richest and most powerful country in the world, and yet most Americans are not that happy, nor do they feel all that successful. How can this be?

The truth is that we’ve been sold a very bad bill of goods as to what it is that will make us successful, as to what will make us happy. Over and over we’re told that money adds to happiness.. success is more.. a bigger job, a better house, a nicer car.. that if we work hard, save our money, that someday we’ll get to live the good life.

Well I ask you.. have these things worked?

The truth is that you can be happy, you can be successful. You can be free work at what you want, when you want, live where and how you want and do that a heck of a lot sooner than 65. But to do that, to achieve that, you may well have to change how you’re going about things.. to do what does work.. to learn how to do it, then make the commitment to go and get it.

And that’s what  is all about.. The Real Keys to a Happy and Successful life. And when you see what these keys really are it may surprise you because, if you’re like most people, you’ll find that they’re far too often not what you think.. not what you’re been told.

Also, I’m not saying that money can’t add to happiness, because it can. But that’s not what’s happening, not even for those that have loads of money. Most of the rich, most of the successful, most of the famous people in our country today are unhappy. Is that really success?

The truth is that you can be happy, you can be successful. You can be free work at what you want, when you want, live where and how you want and do that a heck of a lot sooner than 65.

But to do that, to achieve that, you may well have to change how you’re going about things.. to do what does work.. to learn how to do it, then make the commitment to go and get it.

When you talk to people that have lived a long life they will tell you that it is the very things I’ll be telling you to do that really are what matter. They’ll also tell you, so very often, that failing to do these things are their greatest regrets.

So how do you think I learned this stuff? Trial and error.. 76 years of it, and I’ve got the scars all over my body to prove it. Fortunately, I did learn. I’m also not alone. I’ve met a number of others who also know. Some had these really great parents who taught them from the get-go. Most of them, however, learned like I did, the hard way. Lots and lots of trial and error.

Actually, I guess we’re the fortunate ones. Certainly a lot more fortunate than the hundreds of millions who aren’t happy and successful. The good news is that that needn’t be you.

There are 10 keys to a happy and successful life, and anyone can do them. And I’m telling you, you need to do them all.. every single one. If you don’t you begin to greatly reduce the chances you’ll have the life you wish. In many cases, failing to do these things won’t just reduce your chance of success, it’ll end it. That you will not have the life you wish.

I know this sounds like overkill, but I promise you, it’s not. If at any time you doubt me, go talk to someone who’s had a full and happy life and I’m confident they’ll tell you that the things I’ll be telling you to do are indeed the real keys to a happy and successful life.

Want to learn more? Watch this course now.

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