Ted's Blog

Timely updates and reminders on personal money management. Seeing to it that you always have the up-to-the-minute information you need to win the game.

Something to be aware of

Apparently a monster hack has happened where they say like 100 million people.. about 40% of us.. have had their info gotten.. social security number, name and address, phone number, etc. and are therefore now exposed to being financially hacked. A link to an article on this is provided below. After thinking about this I […]

Update on my investment advice

Two and ¾ years ago (February of 2022) and again in early 2024 t time I offered my investment advice. Both times I said to go with gold and silver and gold and silver mining stocks and Bitcoin and Ethereum.. that gold and silver was a highly desirable long-term investment and that so was Bitcoin […]

Updating my investment advice

I thought I should repeat my investment advice of December as I see it as likely to be even more exceptional at this point. So here it is again.. Bitcoin and Ethereum.. Probability that it will explode.. go up 300% or more in the next 12 months, is now like 90%. And yes, 10% it […]

My thoughts on our real economic situation..

I believe we are entering a severe recession and quite possibly a depression. Now I know that this not what you are being told and not what the numbers and the stock market are saying. Best I can tell is that the government is lying to us, bigtime, rigging both the inflation rate and the economic growth rate (the […]

Something special for you to share with others

               The Real Keys to a Happy and Successful Life One of my grandsons graduated college a couple of weeks ago and I felt it was a great opportunity to share with him what I felt was the most important advice I could possible give him.. the real keys to a happy and successful life […]

We have entered very dangerous financial times

It’s been quite a while since I’ve sent out a blog but the time has come where I feel I must do so.  I also believe this blog is the most important one I’ve ever done and that it’s critical that everyone read it. When you do, please remember that I am usually a positive, […]

Where we are, what we’re up against, and what we can expect.

For what it’s worth I thought I’d share my thoughts. As background, you should know that, as a hired gun stock investor from 1990 to 2000, I was able to both invest people’s money very successfully and also to call every major move of the stock and real estate markets from 1990 to 2008. Since […]

Special announcement! Effective immediately, all my courses are now free!

Thanks to all for supporting the launch of my Money Smart on-line personal finance courses. Although we’ve been able to help quite a few people, I’ve decided to go all out and from now on have all of the courses be 100% free. If you haven’t already done so, please go to the website,  http://moneysmartonline.com/ […]

Would you let someone pull your teeth without any proof they knew how to do it successfully?

Pretty dumb question, huh? Well here’s another one. Would you let someone greatly influence your financial success, your financial future, your retirement, without any proof they were any good at it? No? Well here’s your 3rd and final question. You ever see the complete 10 to 15 year track record of your financial advisor.. the […]

How to Get a Better Raise or Promotion

Say you make $50,000 a year and you can change that.. make say $75,000. Look at what that alone can mean. At about $17,000 after taxes, and at a 6% return, that’s an amazing $230,000 in 10 years, $400,000 in 20! Think of what that alone can do for your life, your future. And how […]

$8,000 in cash for 15 minutes of your time? Impossible? No it aint!

You think I’m kidding you, but I’m not. And no gimmicks So one of the crewmembers that shot my MoneySmart course video #1- How to Get a Better Price or Deal on Almost Anything decided to try what I said to try, do what I said to do, and to do it exactly like I […]

Financial success? For most people, it’s not how much you make but what you do with it that counts!

We’re constantly being pounded with the idea that financial success depends on how much money we make, working or investing, when the real path to financial success, for 90% of all adults, is spending smart. At no time in your formal education, however, were you told this. At no time were you told how to […]