It’s time to solve our debt problem, (nationally and personally) and create a plan to eliminate debt for good. Money should add to your happiness, not taking away from it. Be debt free and change the money game in your favor.
It’s time to solve our debt problem, (nationally and personally) and create a plan to eliminate debt for good. Money should add to your happiness, not taking away from it. Be debt free and change the money game in your favor.
So where did everyone's retirement money go? It went to pay for the multi-billion dollar financial services industry. It was lost due to gross investment incompetence by an industry that doesn’t know how to invest successfully, but does know how to successfully sell the idea that they do. Americans have been subjected to one of the most effective and most destructive marketing campaigns in history.
Fire your financial adviser and invest for yourself using no-load index funds. You can also read more of my investment advice and my current investment market assessment.
As I share in Money Smart , following certain basic money rules is critical for achieving financial freedom. If you follow them, you’ll be successful with money and able to create financial freedom.
I see the risk level in the stock market continue to rise and now advise that it’s best not to invest in stocks heavily for the time being. For now, the allocation with the best probability of success is to invest between 0 and 20% of your money in stocks, depending on your risk tolerance.
Graduates can be successful in this challenging economy if they set clear goals, create an effective financial plan, and spend their money wisely.