Ted’s Blog

January 15, 2018

When the time is right to invest in the stock market, there’s only one thing you should invest in. Index funds. Broad based index funds.

And don’t just take my word for it. Here are some direct quotes from what are generally considered to be the 2 greatest investors in stock market history.. Warren Buffet and before his time, Peter Lynch. Here is exactly what they have said, over and over again. Buffet has said it like every other month, and has for the last 30 years.

Peter Lynch: “Most investors would be better off in an index fund.”

Warren Buffet: “The best way to own common stocks is through an index fund.”

“Most people should only invest in index funds”

For any money you do invest in the stock market, only invest in broad-based, no-load, no commission, index funds. Over the long run, this one simple type of stock market investment has been proven to outperform all others.

As to what an index fund is, just go google it, and in like 5 minutes or less you’ll know. As to where to buy them, I’d suggest from a company named Vanguard, so while you’re at it go read up on them, too.

As for investing in individual stocks, unless it’s a company or industry you know extremely well, a company you work for or whatever, I strongly recommend you don’t do it, because you’ll probably end up underperforming the index funds just like the pros. And to make matters worse, the truth is that the game is just too rigged against the individual investor.

And by the way.. almost all the financial advisor and almost all the pros almost never recommend index funds.. heck, they don’t even tell you about them most of the time. And why don’t they? No commissions baby. Most of the time they don’t make any money if you invest in them.

When it comes to investing your money, however, there are a lot of other alternatives besides the stock market and, for most people, they are usually a far better place to invest.

Want to learn more? Watch this course now.

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by Ted Hunter

December 27, 2017

I’m sure I don’t need to tell you that the goal of any business is to make the most money it can, not to give you the best price, the best deal.

So how do you get that best price, that best deal?

It’s simple really. You ask for it.

The bottom line is that when people asked for a better price, they received it more than two-thirds of the time. 58% of those that ask for a lower medical bill get one, but over 70 percent of the time people just don’t ask. Either they don’t know the money’s there, don’t know how to ask for it, or are just uncomfortable doing so.

The money is there, but asking for it and especially how you ask, has a very big impact on whether you’re successful and especially on how much you save.

What you need to do is actually very easy and anyone can do it. Most of the time all you need to know is 3 simple things to do.. really simple.. and two simple sentences.

Do these things and most of the time the money is yours.. a lower price on whatever it is you’re buying and, in most cases a lower price for services.. all kinds of services.. cable, phone service, professional services of all kinds.

And like I said you’ll even have fun doing it. Kinda like playing a video game where you get paid in dollars, not just points.

What to learn more? Just go see my video course.. How to Get a Better Price or Deal on Almost Anything. P.S. It’s free to all.

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by Ted Hunter

December 20, 2017

So how do you get the best deal on a new car? It’s simple, really.

Unless you’re 100% financially free, work when and where you want, already have pretty much everything you really want, never buy one. Never buy a new car.

I sure don’t, and most of the successful people I know, don’t.

So why don’t they buy new? Because it would’ve cost them a heck of a lot more money if they did.

A new car loses at least 35% in the first 2 years alone. That’s $9,000 on a $25,000 car, $12,000 on a $35,000 one. And if you’re financing the car, it’s more yet.

Think about what it means to have all that extra money. $10,000 every 5 years at a 6% return is $88,000 in 20 years. You really want to give that up for this? I sure don’t.

So before you do, think about what else you can do with that money.. great vacations, a nicer house, or better yet helping you to become financially free a lot sooner in your life. if you’re like most people you’ll see that buying your cars new.. owning a car that’s new for what, a couple of months?, is not the way to go.

I ask you, what is the real difference between a new car and a two or three-year-old car? Do you notice the difference when it drives by? Most people don’t.

Is there a noticeable difference in safety? Sometimes, yes, but most of the time, no. Would it be more comfortable? Not really that much of a difference, is there? How about having fewer miles on the car?

When it comes to mileage, the well-made brands these days are usually good for 150,000 miles or more. As to the warranty, any savings will be blown away by the difference in the cost of purchasing the car. Nicer looking? You just like it better?

If you still think buying a new car is right for you, then why? Are you talking status? Are you being influenced by those commercials?.. letting others decide how you spend your money?

I’m telling you.. the real difference between a new and a 2 or 3 year-old car is money, baby. One heck of a lot of money.

As to how to go about buying your car, car salesmen are often genuinely very pleasant people but be careful, as the world of car buying and selling has, in so many ways, become a game.. a game they play every day. The funny thing is, if you play your cards right it’s actually you that’s in control, not them, because if you walk, they lose the sale.

Winning this game isn’t as hard as you might think, but to do so there is some key stuff you need to know. And once you do, I think you’ll end up just like me.. smiling all the way to the bank.

Want to learn more? Watch this course now.

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by Ted Hunter

December 13, 2017

Is getting out of debt hard a hard thing to do? Yes, it is. But the truth is that it’s not that hard, and that any discomfort involved will end up being nothing much when compared to the benefits you’ll get by doing it.

The truth is that except for a mortgage and possibly some education debt, debt is not good. And if being in debt hasn’t already damaged the quality of your life, I promise you, it’s going to. And that if you don’t solve this problem, the damage is only gonna get worse.. probably a lot worse. And that someday you’ll deeply regret letting that happen.

The good news is that anyone genuinely ready to get rid of their debt can make it happen. Now don’t get me wrong. Like I said, getting out of debt is not an easy thing to do, but you can almost certainly do it. Over a million people do it every year. Over a million people! And most of them will tell you that it was one of the best things they ever did in their life.

So how do you do it?

You start by understanding that there are 3 critical steps you need to take..

Make an unbreakable commitment to end this problem and do it now.. right now!
Learn all you can about how to spend smarter.. a lot smarter.
Have a written plan for how you’ll spend your money and follow it.

Yes, there are other things you need to do, such as immediately stopping all borrowing, but making the commitment, spending really smart, and having a plan for getting it done are the cornerstones.

As to spending smart, you may think you’re doing a good job on that but if you’re like most people, I think you’ll see there are a lot of additional things you can do.. some that you know but haven’t done, and some that nobody ever told you about, that can make a huge difference for you going forward.

The saying “it’s not how much you make but what you do with it that counts” is just so very true. If you take a good look around you at those that are in really good shape, financially, most of them, by far, got there by spending smart, not because they made a lot of money.

As to how to spend smart, really smart, here’s a suggestion. Go to my public service website.. www.moneysmartonline.com and see the 9 minute project introduction and overview video.

At the end you’ll get a free coupon for course #1- How to get a Better Price or Deal on almost Anything. That video will lay a lot of it out for you and no way you won’t save a heck of a lot of money from that day on.

I’m talking freeing up thousands and thousands of dollars you don’t have now.. money that‘ll first go to eliminating all of you debt, then, after that, helping you to achieve the mother lode.. financial freedom. A goal that millions and millions of people have achieved, and that you certainly can too.

So what are waiting for? Go get ‘em.

And good luck with this. I’m rooting for you.

Want to learn more? Watch this courses now.

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by Ted Hunter

December 11, 2017

Not sure if having a plan is that important? Well try this. They did a study of a Harvard graduating class and found that the 3% that had a written plan for their life by the time they graduated went on to make more money that the other 97% combined. 33 times their fellow Harvard graduates!

Think about that. That’s a pretty amazing difference.. 33 times? Wow!

So why do you think this was so?

The answer is actually very simple. You can’t get where you want to go if you don’t know where you’re going. Heck you really can’t do much of anything without a plan, if you think about it.

Want to build a house? You need a blueprint. Build a car from scratch? Once again a blueprint, and so on. The truth is that without a written, thought-out plan for your money and your life you’re very unlikely to get the life you wish for. It’s that important.

And yet almost nobody ever tells anybody about this. Anyone ever tell you how important it is to have such a plan? I’ll bet they haven’t.

And because nobody did, most people go through their whole life without one.. the other 32 graduates, getting just a fraction of what they should have gotten from their life. You don’t want to be in that group, and you don’t need to be, not as long as you have a well thought out plan.

What we often fail to see is just how powerful our mind is. That if we give it a clear picture it can really, really help us. If we’ve clearly decided we want something and identified what we had to do to get it, our mind will see to it that we do the right things.. the big things, and also the little things we need to do, every day, to get it.

It’ll guide our spending and saving, it’ll guide our performance on our job, how we interact with the key relationships in our life, even on how we eat, whether we exercise, how we handle stress. And don’t take this last stuff lightly. Heath and relationships are such keys to a happy life.

I’m not saying having a well thought-out plan is a magic bullet, that it guarantees everything, but what I am saying is that it’s truly a very big factor.. big enough that it’s a lot harder, a lot harder, to have the life you want and deserve without it.

Look, I could go on and on here, but I trust you get the point. Why did the 3% make more money than the other 97% combined? Why have I and others I know gotten to live such a great life? Because we created clarity, created focus. Made decisions then stuck to them, supported them with our daily actions.

So that’s why a well thought out written plan is so terribly important.

So how are you doing when it comes to money? Are you living paycheck to paycheck? Is money creating a lot of stress in your life? Are you on a path to genuine financial freedom, to living the life you wish, or are you hoping to do so “someday”.. when you turn 65, or whatever?

If any of this applies to you, you need to know that all of this is very solvable, but to do so, step #1 is to have a well thought out plan. Once you’ve done that, step 2 is learning how to get the most from your money. Both of these things are now available to you with the public service project I’ve built for you.

Want to learn more? <a href=”http://moneysmartonline.com/courses/”>Watch the courses now</a>.

<a class=”learn_more” href=”http://moneysmartonline.com/courses/”>Continue to Course</a>

by Ted Hunter

December 6, 2017

Let’s start with some facts.

A detailed study done not too long ago by Consumer Research found that when people asked for a better price, they received it more than two-thirds of the time, that 58% of those that ask for a lower medical bill get one, but that over 70 percent of the time people just don’t ask.

Either they don’t know the money’s there, don’t know how to ask for it, or are just uncomfortable doing so.

And let’s face it. The goal of any business is to make the most money it can, not to give you the best price, the best deal, so no way are they about to help you on this.

And your education? They never covered, it did they. Hey, that’s always been true for everyone.. even those with a PHD in business.

The good news, however, is that what you need to do is actually very easy and anyone can do it. You’ll find that it’s even a fun thing to do once you get into it.. kinda like playing a video game and getting paid in dollars, not just some points.

Most of the time all you need to know is to do 3 simple things, as simple as tying your shoes, say two simple sentences, and to be super friendly to all while you do so. Do these things and most of the time the money is yours.

We’re talking a better price for the things you normally buy and the services you normally use.. telephone, internet, cable, professional services, doctor and dental bills and such.

As to how many dollars, if you’re like most people we’re talking at least $500-1,000 a year for like an hour or two of your time. And that’s just for starters. Now that’s a pretty nice hourly rate, isn’t it. And keep in mind that this is your money we’re talking about. You worked for it, so why not get what you deserve from it.

So how do you get your hands on this money.. your money?

It’s simple. Go see my MoneySmart Project Introduction and Overview Video. At the end of that video you’ll get a coupon to see Course #1- How to Get a Better Price or Better Deal on Almost Anything for free. And once you do, you’ll know exactly how go about it.

So fasten your seatbelt, ’cause you’re gonna love it!

Want to learn more? Watch this courses now.

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Newer Posts

Older Posts

The ONLY Way Most People Should Ever Invest in the Stock Market

Want to save a heck of a lot of money.. and have fun doing it?

How To Get The Best Deal On A New Car Without Being Taken For A Ride

Getting Out of Debt: Is it More Difficult Than it Seems?

The CRITICAL importance of having a plan for your life and your money and how to create one

How to get a better price or better deal on almost anything