Ted’s Blog

Timely updates and reminders on personal money management. Seeing to it that you always have the up-to-the-minute information you need to win the game.
January 27, 2012

There are so many advertisements out there for identity theft protection. They’d have you believe that that tens of millions of people have been the victims of identity theft and that the problem is growing by leaps and bounds. The commercials are emphatic that you just "can't afford" to be without protection. And over 50 million American's have bought into this idea, subscribing to one or more theft protection services at a cost $100-200 a year or more. So is it really the dire problem it’s made out to be and what should you do to protect yourself?


January 18, 2012

It’s never too late to establish some good financial habits and secure your finances. The single smartest financial habit to adopt is to save 15% to 20% of your income each month. This is the number that will ensure you are never caught unprepared and are building a strong financial future.


January 6, 2012

From time to time an email scam or other hoax comes across my desk that I think is worth sharing. I recently got an email that offers a very good example of how to spot and handle these things so I thought I'd pass it along. The email (reproduced below) appeared to be from Netflix. I love Netflix and this email said that my account had been cancelled. On the surface the email looked just like the emails that Netflix sends but the classic warning flags were there.


January 4, 2012

Although 2011 has been a tough year financially for many and 2012 is likely to offer more of the same, there is a lot you can to do take control over your financial life and financial future. More than you may think! Here are 5 key steps you can take now to power up your finances for 2012 and have financial success.


December 30, 2011

I strive to share information and advice to help people make smart choices with their money when it comes to spending, saving, investing and planning for the future. Over the past year some blogs have received more attention and gotten more feedback than others. Here is a list of the top 10 blogs of 2011 that were reader favorites or are blogs I think are worth revisiting.