Stock Market

June 7, 2012

I’ve been telling you it’s a bad time to invest in the stock market (even in index funds for now), so exactly where and how should you invest your money for the time being? Retirement money and other savings should basically be in very short term fixed income investments right now. But let’s break this down and understand where to (and not to) invest your money while returns are so painfully low, while still protecting them from unstable markets and likely to lose investment opportunities. I know it’s rough to even contemplate returns so low they don’t even make up for inflation, but most of the successful investors I know personally are doing what I am right now and are holding out until better returns can be achieved and most importantly keeping our money secure. We sit here waiting for the game to shift and the next opportunity to arrive, as they always eventually do.


September 23, 2011

The bigger picture is a monumental tug of war between the huge, unresolved, real world problems our economy is facing and the self-serving "things are good" spin from the financial services industry and, until now, from our government. We are facing huge unresolved economic problems that have been building for 15+ years and that our government cannot solve- problems with jobs, housing, burdensome government regulation and mountains of consumer, corporate, and government debt that must be wrung out, and painfully, in the real world. News like today's should be taken as a reminder and a motivator to put your own financial house in order.