Ted Hunter

January 31, 2018

Don’t sell yourself short. Way too many people set their goals and dreams lower than they should, settling for a life far less than they could have had. It is often so easy to convince yourself you can’t accomplish what you’d really like to accomplish.

If you find yourself doing this, or suspect that you may be, take a close look at the people, especially people you know, who are successful. You’ll often realize you have just as much going for you as they do or that they did before they became successful.

We’re constantly being hit with undermining arguments.. that you have to have money to make money, that you need the right connections or the right education, that you need to be a whiz at business, or that you can’t do it because you tried before and failed. The fact is that none of these things are true.

Many people believe they’re not smart enough to be successful beyond a certain level. This is also usually just not true.

What is intelligence? Is it your IQ? How well you did in school? Are the people with the highest IQ the most successful in life? The people who graduate at the top of their class? It may surprise you, but study after study is repeatedly unable to find any significant connection whatsoever between IQ and success in life.

Quite the opposite. A guy named Robert Sternberg studied thousands of people, looking for the keys to success. He found that successful people:

Motivate themselves
Learn to control their impulses
Know how to make the most of their abilities
Complete tasks and follow through
Are initiators
Aren’t afraid to risk failure
Make mistakes, but not the same mistake twice
Don’t procrastinate

It’s an interesting list, isn’t it? So where’s the high IQ? Where’s being smart? What you are seeing is that many things together make up being smart. Academic intelligence is just one of them and as it turns out not a very important one.

What about people skills? Artistic ability? Mechanical aptitude? Common sense? Street smarts? All of the things listed above? Aren’t they all a part of intelligence?

The fact is that it is these things, not the stuff we’re constantly being preached to about, that usually determine success and happiness in life.

So don’t sell yourself short. Think about these things and about the skills and aptitudes you do have, and how much you really do have going for you.

We’re all good at something and not at others. So do what you’re good at. It’s what you like best, it’s what‘ll probably end up making you the most money and, for sure, give you the best life. As to what you’re not good at, get others to help you. Trade your skills for theirs.

I’m sure you’ve heard of the power of positive thinking. Well I’m here to tell you it works. It really does. So always believe in yourself, and you should. I ask you… how many bad little kids you ever run across? Not many, right? How many bad babies? None!

So what’s my point. My point is that all of us are hit, all of our lives, and starting very young, with negative baggage.. from our parents who love us, from society. You can’t do this, you’re not good at that, you’re not that smart, and so on. Well it’s not true. We all start out good and that’s who we really are, deep down.

Take a moment and look at a picture of yourself as a little kid. What’s wrong with that kid? Nothing, right? He was a good kid. Well that kid is you. So don’t let the problems of others cloud your vision, your judgement. Always believe in yourself.

When you do you’re both making the right decision and also seeing to it that things will go well for you. Don’t for one minute think you can’t have the life you wish for, because you can.

When it comes to money and especially for your life as a whole, the number one key to your success or failure will be whether or not you have, or adopt, a positive attitude.

A lot of really smart people have talked about this down through the ages. Not that long ago it was covered in a book and then a movie called The Secret. Prior to that, Dr. Wayne Dwyer had a bestseller called The Power of Intention. Seventy years ago it was Dr. Norman Vincent Peale’s The Power of Positive Thinking. All were saying the same thing: what you expect, you get. So if you really want all that life can offer, maintain a positive attitude. Believe in yourself. Don’t ever sell yourself short.

by Ted Hunter

January 31, 2018

Now I know you may think you’re doing a good job when it comes to spending your money but if you’re like most people I’m confident there are a lot of additional things you can do.. some that you know but haven’t done, and some that nobody ever told you about, that can make a huge difference for you going forward.

And I’m telling you again, that the saying “it’s not how much you make but what you do with it that counts” is just so very true and that if you take a good look at those that are in really good shape, financially, that most of them, by far, got there by spending smart, not because they made a lot of money.

To spend really smart there are 6 rules you need to follow. Want an example? Here’s one for you.

Spending Rule #3: Buy from the right places

One of those places is, of course, the internet. Most of the time, before you buy something you should always comparison shop the internet.

I get a kick out of what my 23 year old daughter told me the other day. She said, Daddy a lot of the time you don’t buy at the malls, you shop them. Find out exactly what you want, what style and color and such, then go buy it online for a lot less.

Smart girl.. shop the mall, buy the internet. So check it out, because she’s right.

Want an example? Just the other day my wife bought 2 bottles of perfume as gifts at a major retailer.. and at an outlet mall, no less. The price was $138. Fortunately she then remembered she should’ve gone online. And when she did, guess what? The price was $92. Luckily, she was able to return her $138 purchase.

So there you go.. rule #3.

Want to learn more? Here’s the link

by Ted Hunter

January 15, 2018

When the time is right to invest in the stock market, there’s only one thing you should invest in. Index funds. Broad based index funds.

And don’t just take my word for it. Here are some direct quotes from what are generally considered to be the 2 greatest investors in stock market history.. Warren Buffet and before his time, Peter Lynch. Here is exactly what they have said, over and over again. Buffet has said it like every other month, and has for the last 30 years.

Peter Lynch: “Most investors would be better off in an index fund.”

Warren Buffet: “The best way to own common stocks is through an index fund.”

“Most people should only invest in index funds”

For any money you do invest in the stock market, only invest in broad-based, no-load, no commission, index funds. Over the long run, this one simple type of stock market investment has been proven to outperform all others.

As to what an index fund is, just go google it, and in like 5 minutes or less you’ll know. As to where to buy them, I’d suggest from a company named Vanguard, so while you’re at it go read up on them, too.

As for investing in individual stocks, unless it’s a company or industry you know extremely well, a company you work for or whatever, I strongly recommend you don’t do it, because you’ll probably end up underperforming the index funds just like the pros. And to make matters worse, the truth is that the game is just too rigged against the individual investor.

And by the way.. almost all the financial advisor and almost all the pros almost never recommend index funds.. heck, they don’t even tell you about them most of the time. And why don’t they? No commissions baby. Most of the time they don’t make any money if you invest in them.

When it comes to investing your money, however, there are a lot of other alternatives besides the stock market and, for most people, they are usually a far better place to invest.

Want to learn more? Watch this course now.

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by Ted Hunter

December 27, 2017

I’m sure I don’t need to tell you that the goal of any business is to make the most money it can, not to give you the best price, the best deal.

So how do you get that best price, that best deal?

It’s simple really. You ask for it.

The bottom line is that when people asked for a better price, they received it more than two-thirds of the time. 58% of those that ask for a lower medical bill get one, but over 70 percent of the time people just don’t ask. Either they don’t know the money’s there, don’t know how to ask for it, or are just uncomfortable doing so.

The money is there, but asking for it and especially how you ask, has a very big impact on whether you’re successful and especially on how much you save.

What you need to do is actually very easy and anyone can do it. Most of the time all you need to know is 3 simple things to do.. really simple.. and two simple sentences.

Do these things and most of the time the money is yours.. a lower price on whatever it is you’re buying and, in most cases a lower price for services.. all kinds of services.. cable, phone service, professional services of all kinds.

And like I said you’ll even have fun doing it. Kinda like playing a video game where you get paid in dollars, not just points.

What to learn more? Just go see my video course.. How to Get a Better Price or Deal on Almost Anything. P.S. It’s free to all.

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by Ted Hunter

December 20, 2017

So how do you get the best deal on a new car? It’s simple, really.

Unless you’re 100% financially free, work when and where you want, already have pretty much everything you really want, never buy one. Never buy a new car.

I sure don’t, and most of the successful people I know, don’t.

So why don’t they buy new? Because it would’ve cost them a heck of a lot more money if they did.

A new car loses at least 35% in the first 2 years alone. That’s $9,000 on a $25,000 car, $12,000 on a $35,000 one. And if you’re financing the car, it’s more yet.

Think about what it means to have all that extra money. $10,000 every 5 years at a 6% return is $88,000 in 20 years. You really want to give that up for this? I sure don’t.

So before you do, think about what else you can do with that money.. great vacations, a nicer house, or better yet helping you to become financially free a lot sooner in your life. if you’re like most people you’ll see that buying your cars new.. owning a car that’s new for what, a couple of months?, is not the way to go.

I ask you, what is the real difference between a new car and a two or three-year-old car? Do you notice the difference when it drives by? Most people don’t.

Is there a noticeable difference in safety? Sometimes, yes, but most of the time, no. Would it be more comfortable? Not really that much of a difference, is there? How about having fewer miles on the car?

When it comes to mileage, the well-made brands these days are usually good for 150,000 miles or more. As to the warranty, any savings will be blown away by the difference in the cost of purchasing the car. Nicer looking? You just like it better?

If you still think buying a new car is right for you, then why? Are you talking status? Are you being influenced by those commercials?.. letting others decide how you spend your money?

I’m telling you.. the real difference between a new and a 2 or 3 year-old car is money, baby. One heck of a lot of money.

As to how to go about buying your car, car salesmen are often genuinely very pleasant people but be careful, as the world of car buying and selling has, in so many ways, become a game.. a game they play every day. The funny thing is, if you play your cards right it’s actually you that’s in control, not them, because if you walk, they lose the sale.

Winning this game isn’t as hard as you might think, but to do so there is some key stuff you need to know. And once you do, I think you’ll end up just like me.. smiling all the way to the bank.

Want to learn more? Watch this course now.

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by Ted Hunter

December 13, 2017

Is getting out of debt hard a hard thing to do? Yes, it is. But the truth is that it’s not that hard, and that any discomfort involved will end up being nothing much when compared to the benefits you’ll get by doing it.

The truth is that except for a mortgage and possibly some education debt, debt is not good. And if being in debt hasn’t already damaged the quality of your life, I promise you, it’s going to. And that if you don’t solve this problem, the damage is only gonna get worse.. probably a lot worse. And that someday you’ll deeply regret letting that happen.

The good news is that anyone genuinely ready to get rid of their debt can make it happen. Now don’t get me wrong. Like I said, getting out of debt is not an easy thing to do, but you can almost certainly do it. Over a million people do it every year. Over a million people! And most of them will tell you that it was one of the best things they ever did in their life.

So how do you do it?

You start by understanding that there are 3 critical steps you need to take..

Make an unbreakable commitment to end this problem and do it now.. right now!
Learn all you can about how to spend smarter.. a lot smarter.
Have a written plan for how you’ll spend your money and follow it.

Yes, there are other things you need to do, such as immediately stopping all borrowing, but making the commitment, spending really smart, and having a plan for getting it done are the cornerstones.

As to spending smart, you may think you’re doing a good job on that but if you’re like most people, I think you’ll see there are a lot of additional things you can do.. some that you know but haven’t done, and some that nobody ever told you about, that can make a huge difference for you going forward.

The saying “it’s not how much you make but what you do with it that counts” is just so very true. If you take a good look around you at those that are in really good shape, financially, most of them, by far, got there by spending smart, not because they made a lot of money.

As to how to spend smart, really smart, here’s a suggestion. Go to my public service website.. www.moneysmartonline.com and see the 9 minute project introduction and overview video.

At the end you’ll get a free coupon for course #1- How to get a Better Price or Deal on almost Anything. That video will lay a lot of it out for you and no way you won’t save a heck of a lot of money from that day on.

I’m talking freeing up thousands and thousands of dollars you don’t have now.. money that‘ll first go to eliminating all of you debt, then, after that, helping you to achieve the mother lode.. financial freedom. A goal that millions and millions of people have achieved, and that you certainly can too.

So what are waiting for? Go get ‘em.

And good luck with this. I’m rooting for you.

Want to learn more? Watch this courses now.

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Newer Posts

Older Posts

Don’t Sell Yourself Short

So how do you spend smart.. I mean really smart?

The ONLY Way Most People Should Ever Invest in the Stock Market

Want to save a heck of a lot of money.. and have fun doing it?

How To Get The Best Deal On A New Car Without Being Taken For A Ride

Getting Out of Debt: Is it More Difficult Than it Seems?