Although 2011 has been a tough year financially for many and 2012 is likely to offer more of the same, there is a lot you can to do take control over your financial life and financial future. More than you may think! Here are 5 key steps you can take now to power up your finances for 2012 and have financial success.
I strive to share information and advice to help people make smart choices with their money when it comes to spending, saving, investing and planning for the future. Over the past year some blogs have received more attention and gotten more feedback than others. Here is a list of the top 10 blogs of 2011 that were reader favorites or are blogs I think are worth revisiting.
For most of us, the week between Christmas and New Year’s is often a quiet time and a very good opportunity to sit back and reflect.
If you're over 50 without a retirement plan, you may be saying to yourself, "OMG! I'm all grown up with almost no retirement savings. Now what do I do?" They say that 90% of the solution to a problem is understanding how it happened. So let's start by examining how most people got into this mess.
Don’t let a moment of Christmas buying bring you a New Year filled with buyer’s remorse. The brief "feel good” benefit of spending more than you plan to will be totally wiped out by the additional stress and problems you’ll have to deal with when the bill comes. Get back to the basics. Stick with your spending plan, spend time with your family and friends, and celebrate what really matters most in life during this holiday season.
The game of long-term financial planning has changed. There are many reasons for this change: the inevitable impact of our government's massive debts, the high likelihood that the stock market will continue its ten-year-plus underperformance for at least another decade or more, also that the economy will be weaker than normal for a long time to come, that the current historically low interest rates cannot be maintained, and that the dollar will unavoidably become much weaker at some point have all combined to change the game.
