The Real Keys to a Happy and Successful Life
Your goal should never be a successful life. Your goal should be a happy and successful life. There is no real success if you’re not happy. Happiness is not an option. It is a requirement. I really hope you’re both happy and successful. But if you’re not, you’re far from alone, because most of the […]
How to Buy Your Cars Smart, Really Smart
You may not know this, but car ownership costs are the second largest household expense in the U.S.. 17% of take-home income. The average family spends almost as much money on cars every year as they do on food and health care combined! The good news is that cars aren’t just a huge expense. For […]
It’s time for a Real Education in Personal Money Management…time to make your money work for You!
What did you ever learn in school about personal money management that you were able to use in your life? Spending, saving, investing and such. Nothing, right? If that’s your answer, you’re far from alone. I’ve asked that question of hundreds of people and always the same answer. Nothing. For most people, not having a […]
Getting out of Debt…and Staying Out!
For a long time now we’ve been told, marketed to, endlessly, that debt is “normal”.. that it’s ok to have some debt. That it’s ok buy things before we have the money to pay for them. You know.. the old “nothing down, and no interest, no payments for the first 12 months” and so on. […]
Your greatest investment opportunity? It’s you!
I don’t need to tell you how hard it is right now to find a good place to invest your money. Yet every day you’re probably looking at your greatest investment of all, every time you look in the mirror.
Something More Important than Debt Reduction
I know I have talked and written a lot about how important it is to get out of debt, and stay out. But you know what’s just as important? Having an emergency fund. Everyone needs an emergency fund. If you don’t already have one, starting one should come before any significant debt reduction. That’s right, BEFORE, debt reduction.
If It Seems Too Good to Be True, It’s Not True!
I happen to listen to the radio when I’m out driving and time and again I hear these commercials, these amazing commercials.. these absolutely amazing commercials.
Time… Your Best Friend, or Your Worst Enemy
Whenever I think about the financial pressures and the resulting stress most people face today, I’m struck by how often people underestimate the power of time.
The Education Revolution has Arrived! How About a Masters Degree for $7,000 and Dropping?
I said a full scale education revolution is coming and that “education is going to be taken over by the internet, and the quality it will deliver will be nothing short of stunning…The cost of higher education will reflect these changes. How about a full four year college education for say $5,000 or so? Pretty amazing, no?” Well, it’s here–the future has arrived! Georgea Tech, one of the top 25 universities in the world, made waves last week in business and higher education with an announcement.
Our Retirement System is Broken, Part 2: What to Do
In last week’s blog I documented the true depth to which our retirement system has failed most Americans, the greed and utter incompetence of the Financial Services Industry and their allies in the Financial Media, and the tremendous damage its caused most Americans. I showed that you should not trust your retirement savings to this broken system, that the stock market is not the answer it is hyped to be, and that if you entrust your financial future to a financial advisor that history shows that over 95% will do nothing but lose you money.