MONEY SMART
Spend smart, invest sucessfully and live the life you want.

Category Archives: Financial Calculators

Planning For Your Retirement/Financial Freedom

You can achieve financial freedom, but you need a plan and to be money smart in how you spend, save and invest your money. My aim through Money Smart is to support you along the way with financial education, financial advice and financial coaching.

Let Financial Freedom Ring

Fire your financial adviser and invest for yourself using no-load index funds. You can also read more of my investment advice and my current investment market assessment.

Calculating the Path to Financial Freedom

Why do I refer to the financial calculator as both a retirement calculator and a financial freedom calculator? Well, because I challenge the notion (as I hope you will) that you must wait until you’re sixty-five before you can live the life you truly desire. Instead, I encourage you to replace the “R”-word, retirement, with two new ones: financial freedom.

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Should I Invest in Gold?

I've been asked that question a lot, especially in the last month or so. Over the past year I have consistently advised against investing in gold and that advice has been pretty good as the price really hasn't changed much. I do believe there will come a time when owing some gold will be a very good idea, but I don't believe we've reached that point as yet for a variety of reasons.

We See Through the Lies!

Earlier this week, a New York Times article came out that really caught my attention. It was disappointing to see the typical economic spin that encourages people to invest with the financial services industry NO MATTER WHAT taken to such great lengths, but was also encouraging to see that the article was in response to a terrific new trend by their customers. People are really starting to catch on that it’s not a good idea to invest in the stock market, especially not at this time, and have been pulling their money out. Now, that’s great news.